Situated in one of Vientiane main avenue and close to Patuxay, one of the most emblematic monument of the capital, BFL is located in the heart of hte Lao's business community.


A message from BFL CEO, Arnaud Caulier:

Born as a partnership between BRED a French bank and BCEL, Banque Franco Lao (BRED Group) identity combines a French flavor and a local presence. BRED Group was created as a cooperative bank by entrepreneurs in 1919, and kept this entrepreneurship spirit since its creation along with a strong community involvement and promotion of new initiatives.

Innovation in the banking sector has become a key, not only in terms of digital solutions, but also through the advice that we propose to our customers. What we want to put at the heart of our action is a better understanding of our customer’s projects, in order to build proximity and strong partnership with our customers, through dedicated Personal Bankers, reactivity to their questions and tailor-made solutions.
We feel that our mission is also to participate to the financial inclusion in Laos.

We have been named as the Best SME Bank in Laos since a few years and we recently launched “access to finance” trainings to help Women entrepreneurs learn how to create a business plan and have access to credit, as a part of our “Banking on Women” initiatives.

Innovation, entrepreneurship and social involvement are the keywords of our mission in Laos!


BRED Group provides a wide array of services ranging from retail and business banking to corporate banking, private banking, asset management, insurance, private equity, FX, derivatives, all kinds of investment and hedging solutions.
Today, BRED is a strong french banking group with:

✔︎ 5,500 employees of which 25% are located outside France
✔︎  More than 1 million customers
✔︎ €3.7 bn of equity
✔︎ Linkedin: BFL Bred Group

BRED also delivers international retail banking activities through its Southern Pacific, Asian and East African subsidiaries (and representative offices).
The network provides services to individuals, Business, Corporates and Institutional clients.
Finally BRED Group is part of Groupe BPCE, the 2nd largest banking group in France, with 31 banks and 31.2 million customers.

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